Five Steps to Finding Your New Home
  • Discovering Your Needs: Call my office and setup an appointment to discuss your housing needs. These early conversations set the tone for the whole process.
  • Financing Your Home: Visit lenders who can help determine how much you can afford. Call and ask us for referrals to lenders we work with everyday.
  • Searching For Your New Home: Now the fun begins! We will work together to find the right home for you. This is a team effort - you should be watching for signs or ads which may point to the perfect spot.
  • Making it Official: Together we prepare the contract for the purchase of your new home. This may involve some negotiation, so we will be in close communication.
  • Closing On Your Home: When you arrive at this point, we will set a closing time and place together. We will be here to walk you through this step.
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    Contract To Closing for Buyers

  • Choose a closing agency (Title Company or Attorney)
  • If you choose to have a home inspection, now is the time to schedule it.
  • Stay in close contact with your mortgage company.
  • Obtain a home insurance policy to become effective on your closing date.
  • Don't do anything that could change your credit score (job changes, applying for auto or furniture loans, etc.)
  • Walk-thrus are allowed with an agent. Let us know if you need to see the inside of the house for measurements or photos.


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    Preparing for a Smooth Closing
    Once Your Closing Date Has Been Set:
  • We will send you a letter with information about your closing including helpful reminders about utilities, garbarge pick-up, mail and home owners insurance.
  • Talk to your loan officer to make sure everything is moving smoothly on your loan package.
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    The Day Before:
  • Your agent will pick up a written copy of your estimated closing cost from your loan institution (this is known as a HUD statement). Your agent will go over it with you.
  • Obtain a copy of your home owners insurance for closing.
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    Closing Day:
  • On your way to closing stop by the bank a pick up a certified check for the exact amount of closing cost.
  • When you leave for closing, make sure you have your documents.
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